Lucid Trading

Plan Overview

Lucid Trading offers four sim plans plus a live program. Each plan has its own consistency, drawdown, and payout structure (covered in the Payout Rules document):

• LucidPro — evaluation → sim funded → live, with payout caps, 40% consistency, and a buffer requirement.
• LucidFlex — evaluation → sim funded → live; 50% consistency on eval, no consistency on funded; daily-profit + 5-winning-day requirement on payouts; no buffer.
• LucidDirect — straight-to-funded (no evaluation) with a 20% consistency rule.
• LucidMaxx — exclusive eval → direct live (no sim funded phase). Invite-only, earned through demonstrated performance on other Lucid accounts.
• LucidLive — the live trading account that LucidPro / LucidFlex / LucidDirect transition into via the New Live Structure.

Consistency

Evaluation

• LucidPro Evaluation — no consistency rule.
• LucidFlex Evaluation — 50% consistency rule.
• LucidMaxx Evaluation — 40% consistency rule.

Sim Funded / Funded

• LucidPro Funded — 40% consistency rule.
• LucidDirect — 20% consistency rule.
• LucidFlex Funded — no consistency rule.

LucidMaxx (Live)

• No consistency rule once live. LucidMaxx live accounts run on EOD trailing drawdown with no daily loss limit.

How It Works

• The rule looks at the highest single-day profit relative to total profits since the first day of trading (or since the last payout).
• Formula: Biggest End-of-Day PnL ÷ Consistency % = Total Balance Needed.
• Exceeding the percentage does not fail the account — you simply continue trading until total profits dilute the best day below the threshold. After an approved payout, the consistency % resets and must be maintained again before the next payout.

Algorithmic Trading

All Account Types

• Algorithmic trading and trade copiers are permitted across all account types.
• HFT (high-frequency trading) bots are not allowed (see HFT Prohibition section below for full enforcement).
• Traders are fully responsible for any software errors, malfunctions, or unintended outcomes from automated systems.

Scalping Rules (Microscalping Policy)

Definition

• Microscalping is the use of very large size on extremely short-duration trades (typically a few seconds) intended to exploit how simulated fills work, rather than a sustainable trading strategy.
• Genuine scalping is permitted as long as it reflects realistic market activity and order execution.

Detection

• Lucid uses automated systems to detect microscalping. You will be flagged if more than 50% of your profits come from trades held 5 seconds or less (equivalently, more than 50% of profits must come from trades held longer than 5 seconds).

Enforcement

• Flagged accounts are manually reviewed before any action is taken.
• If bad-faith activity is confirmed, you may receive a written warning.
• If flagged behavior continues after a warning:
  • All profits from microscalping activity are forfeited.
  • You may be permanently restricted from using Lucid Trading services.
• Traders may appeal if they believe the activity was incorrectly flagged.

HFT Prohibition

What HFT Is

• High-frequency trading is automated trading that submits and executes a high volume of trades within seconds or milliseconds, typically powered by algorithms that exploit minute price inefficiencies at speed.

Detection & Enforcement

• Lucid uses automated risk-detection systems to flag HFT activity.
• First offense: written warning.
• Repeated offenses: all HFT profits are removed, the account is closed, and the trader is permanently restricted from Lucid Trading services.
• Traders may file an appeal if they believe their activity was incorrectly flagged.

Why It's Prohibited

• HFT can place hundreds of orders within minutes, creating an unusually high load on Lucid's platform infrastructure, degrading platform performance, and impacting the experience for other traders.

News Trading

All Account Types

• News trading is allowed without restriction. Traders may enter or exit positions around scheduled or unscheduled news events.
• News-driven markets can be highly volatile — slippage and velocity-logic triggers may impact execution.
• Traders assume full responsibility for all outcomes when trading during news events.

Permitted Activities (Beyond Standard Trading)

Flipping

• Flipping — taking a quick in-and-out trade for the purpose of meeting minimum trading day requirements — is allowed. Lucid encourages meaningful trading activity but does not restrict this practice.

Scaling Into Trades (DCA)

• Traders are free to scale into positions or use Dollar Cost Averaging.
• Lucid does not impose limits on entry methods.
• While scaling is permitted, martingaling (continuously adding to losing positions in hopes of recovery) is strongly discouraged and may be reviewed if it leads to unsustainable risk profiles.

Automated Strategies

• Automated trading systems and trade copiers are permitted.
• All automated activity must comply with Lucid Trading rules (HFT prohibition, microscalping policy).
• Traders are fully responsible for software errors, malfunctions, or unintended outcomes.

Allowed Trading Times

LucidPro / LucidFlex / LucidDirect Accounts

• All positions must be closed by 4:45 PM EST, Monday through Friday.
• Any open positions are automatically closed by Lucid Trading at 4:45 PM EST. Holding past this time does not result in a failed account.
• Trading resumes at 6:00 PM EST, Sunday through Thursday.
• On market holidays with altered closing times, all positions must be closed before the market closes regardless of the usual 4:45 PM cutoff.

LucidLive Accounts

• Swing trading is allowed in LucidLive accounts.
• Traders may hold positions past 4:45 PM EST and through the overnight maintenance window, provided they meet overnight margin maintenance requirements.
• For risk control, an auto-liquidate option can be enabled to automatically close positions before the maintenance window.
• Auto-liquidation settings and other risk configurations are handled during the LucidLive onboarding process.

Inactivity Rule

All Sim Account Types

• Accounts that have not been traded in 30 calendar days are deemed abandoned and are permanently deleted.
• You are not required to trade daily or weekly — only often enough to remain active.

Breached Account Cleanup

• Breached evaluations (those that hit the Max Loss Limit) are eligible for reset, but breached accounts are automatically deleted after 30 days if not reset.
• Traders can manually purchase a reset at any time before the 30-day window expires, or manually remove breached accounts from the dashboard.

Copy Trading

• Copy trading is allowed between accounts you own and manage.
• Cooperation with other traders, signal subscription, or copying from another person's account is not permitted.

Hedging

• Hedging across live accounts is strictly prohibited by both Lucid and the CME. Violations result in a permanent ban.
• Hedging across sim accounts (e.g. long in one, short in another on the same product) is similarly prohibited as it undermines the integrity of the evaluation/sim environment.

Passed Accounts

LucidPro Eval

You can keep passed LucidPro Eval accounts as reserves, subject to the shared 10-account limit (see Max Number of Accounts below).

LucidPro Funded / LucidDirect

You may hold passed LucidPro Funded / LucidDirect accounts as reserves, but the combined funded total may not exceed 5 per household (e.g. 3 LucidDirect + 2 LucidPro = 5).

LucidLive

Up to 5 active LucidLive accounts per household.

LucidMaxx

LucidMaxx accounts count as live accounts (no sim funded phase exists in this track). The 5-live-account-per-household cap applies.

Max Number of Accounts

Evaluation Accounts

• Up to 10 active evaluation accounts per household or family.
• Shared limit: the total of evaluation + funded accounts cannot exceed 10. For example, with 5 funded accounts you may only hold 5 evaluation accounts.
• You may keep up to 5 evaluation accounts in reserve while you have 5 funded accounts. Reserve evaluation accounts may still be traded.

Funded Accounts

• Up to 5 active funded accounts per household.
• This 5-account cap is shared across LucidPro and LucidDirect (e.g. 3 LucidDirect + 2 LucidPro = 5).

Live Accounts

• Up to 5 active LucidLive accounts per household.
• LucidMaxx accounts count toward the 5-live-account cap.

Clear Path to Live (New Live Structure)

Eligibility

• Lucid's risk team continuously monitors trader performance to determine when a trader is ready to transition to live.
• Traders enter the live review pool when one or more of the following conditions are met:
  • After receiving the final payout (Payout 5) on their plan.
  • After being paid out a significant amount of capital lifetime.
  • Exceptional performance in sim funded.
  • Previously moved live.
• Payout 5 represents the maximum sim payout level, not a guaranteed minimum for live eligibility. All live transitions occur at the discretion of the Lucid risk team.

Live Account Setup

When a trader is moved live:

• Traders receive one live account per eligible funded account.
• Each funded account must have received at least one sim payout to qualify.
• All eligible funded accounts move at once. All simulated accounts are closed at transition. Funded accounts that don't qualify (zero payouts) have their evaluation cost refunded.

All live accounts begin with:

• $0 starting balance
• Daily payouts
• End-of-day drawdown
• No daily loss limit

Live Account Parameters by Funded Size

• Certain extremely volatile contracts have reduced position sizing to ensure traders do not exceed the live drawdown.

Locking the Live MLL

• If a trader requests a live payout before clearing the live drawdown, the Max Loss Limit locks at $100 (effectively closing the account at the next loss).
• Once the trader has cleared their live drawdown, the EOD trailing MLL holds at its current position when the trader withdraws — every payout shrinks the balance while the MLL stays put, narrowing the gap between account value and breach. Plan payout timing accordingly.

Live Bonus (One-Time, First Live Trip Only)

The first time a trader is moved live under the New Live Structure, they may earn a one-time bonus equal to the starting drawdown.

• The bonus is paid as a payout once the trader earns live profits equal to the starting live drawdown.
• The bonus is earned per live account on the first trip; traders moved live a second time or later do not earn the bonus on subsequent sets.
• LucidMaxx traders are not eligible for the Live Bonus.

Cooldown After Blowing a Live Account

• Standard cooldown to purchase a new evaluation: 2 weeks.
• Traders who repeatedly blow live accounts due to reckless or "yolo" behavior may receive longer cooldowns at the risk team's discretion.

Live-Trading Constraints

• Hedging across live accounts is strictly prohibited by both Lucid and the CME. Violations result in a permanent ban.
• If one household member is trading live, no other member of the household may trade simulated accounts.

LucidMaxx

LucidMaxx is Lucid's exclusive eval → direct live plan. It bypasses the entire Sim Funded phase: a trader who passes the LucidMaxx evaluation transitions directly into a live account, with instant live capital — there is no funded/sim middle step.

Achieving LucidMaxx Status

• LucidMaxx is invite-only and reserved for traders who have demonstrated exceptional consistency and profitability on other Lucid accounts.
• Lucid's quantitative risk team uses defined performance criteria across the trader's existing Lucid history to identify qualifying traders. Tracked signals include payout frequency, total withdrawal volume, account longevity, and profitability consistency.
• Once a trader meets the benchmarks, they are notified by email and granted access to purchase the LucidMaxx evaluation. Status is earned, not requested. It cannot be purchased or applied for.

LucidMaxx Evaluation Specs

To pass:

• Hit the profit target.
• Maintain the 40% consistency rule.
• Satisfy the 5-day minimum trading day requirement.

On passing, the trader transitions directly into a live account; the live drawdown matches the standard Lucid live structure documented above.

LucidMaxx Live Benefits

Once live, LucidMaxx traders receive:

• Daily payouts — request every single trading day.
• No payout caps — the most aggressive payout structure across Lucid's plans.
• No payout windows — request anytime.
• No Daily Loss Limit.
• End-of-day drawdown.
• Up to 5 simultaneous LucidMaxx accounts.
• No profit minimums to maintain the live account.
• Instant live capital with no sim funded phase.

LucidMaxx Live Drawdown & MLL Behavior

• LucidMaxx uses an EOD trailing drawdown and a 4% MLL (matching the standard Lucid live structure).
• The same Live MLL Lock rule applies: requesting a payout before clearing the live drawdown locks the MLL at $100.
• The EOD MLL does not decrease when withdrawing — every payout shrinks balance while the MLL holds, narrowing the gap to breach. Plan accordingly.

Plan Summary

Lucid offers four payout tracks. All sim funded plans use a 90/10 profit split (90% trader / 10% Lucid). LucidMaxx confirmed 90/10 in March 2026 (no introductory 100% phase).

LucidPro Payout Rules

• Profit split: 90% trader / 10% Lucid.
• Accounts purchased or reset before 11/28/2025 at 3:00 PM EST are still eligible for 100% on the first $10,000.
• Payout requests are final once submitted; they cannot be edited or cancelled.

Eligibility (LucidPro)

All of the following must be met. Each condition resets after every approved payout.

1. Minimum Profit Goal

You must reach the minimum profit goal during each payout cycle. This goal resets to $0 after each approved payout.

2. Consistency Percentage

• Your largest single-day profit must be no more than 40% of your total profit during the payout cycle.
• The 40% Consistency Percentage resets after each payout. (The rule typically requires at least 3 trading days of profit to be mathematically satisfiable.)

3. Profit Over Buffer Balance

• To request a payout, profits must exceed the buffer balance, which acts as a safety net to avoid hitting Max Loss Limit after a payout. You cannot take a payout from the buffer.
• Buffer = Initial Max Loss Limit + $100.

Examples

• $50K account — balance $52,800 (buffer $52,100) → can withdraw $700.
• $100K account — balance $104,000 (buffer $103,100) → can withdraw $900.
• $150K account — balance $156,000 (buffer $154,600) → can withdraw $1,400.

If you take a trade before your payout is processed that drops your balance into the buffer, your request may be denied.

Payout Minimums and Maximums (LucidPro)

• Minimum payout request: $500.
• Maximum payout amounts depend on account size and payout cycle:

Payout Window (LucidPro)

• No fixed payout window — request a payout any day after meeting all eligibility criteria.
• Once approved, funds are deducted from your account within a few minutes.
• Payouts are disbursed to your payment method within 2 business days.

LucidFlex Payout Rules

• Profit split: 90% trader / 10% Lucid.
• Payout requests are final once submitted.

Eligibility (LucidFlex)

1. Trading Days with Profit

You must earn at least the minimum required profit on 5 separate trading days during the payout cycle. The day count resets after each approved payout.

2. Net Profit in Payout Cycle

• You must have positive net profit (even just $1) during each payout cycle.
• There is no buffer balance requirement on LucidFlex funded accounts.

Payout Minimums and Maximums (LucidFlex)

• Minimum payout request: $500.
• Maximum payout: 50% of profit, up to a maximum dollar amount that does not scale with payout number — the same cap applies for all payout cycles.
• Number of payouts per account: 5 maximum, after which the account is moved live.

Payout Window (LucidFlex)

• No fixed payout window — request a payout any day after meeting all eligibility criteria.
• Once approved, funds are deducted from your account within a few minutes.
• Payouts are disbursed to your payment method within 2 business days.

LucidDirect Payout Rules

• Profit split: 90% trader / 10% Lucid.
• Payout requests are final once submitted.

Eligibility (LucidDirect)

1. Consistency Percentage

• Your largest single-day profit must be no more than 20% of your total profit during the payout cycle.
• The 20% Consistency Percentage resets after each payout. (The rule typically requires at least 5 trading days of profit to be mathematically satisfiable.)

2. Payout Profit Goal

To be eligible for a payout you must reach a minimum profit goal during each payout cycle. This goal resets to $0 after each approved payout.

If you take a trade before your payout is processed that drops the cycle below the profit goal, your request may be denied.

Payout Minimums and Maximums (LucidDirect)

• Minimum payout request: $500.
• Maximum payout amounts depend on account size and payout cycle:

Payout Window (LucidDirect)

• No fixed payout window — request a payout any day after meeting all eligibility criteria.
• Once approved, funds are deducted from your account within a few minutes.
• Payouts are disbursed to your payment method within 2 business days.

LucidMaxx Payout Rules

LucidMaxx is the most aggressive payout structure across Lucid's plans. It is the only Lucid plan that bypasses the sim funded phase entirely — passing the LucidMaxx evaluation transitions the trader directly into a live account.

• Profit split: 90/10 (90% trader / 10% Lucid). Confirmed by Lucid in March 2026 — there is no introductory 100% phase.
• Daily payouts. Traders may request a payout every trading day.
• No payout caps. Withdraw whatever has been earned in a session.
• No payout windows. Request a payout any time once eligible.
• No profit minimums to maintain the live account.
• No Daily Loss Limit.
• End-of-day drawdown (4% MLL across every account size, matching standard Lucid live).
• Up to 5 simultaneous LucidMaxx accounts.

LucidMaxx Eligibility (To Request a Payout)

• The trader must be in good standing on the live LucidMaxx account (no rule violations).
• The Live MLL Lock rule applies: if a payout is requested before the trader has cleared their live drawdown, the MLL locks at $100 (the next loss closes the account).
• The EOD trailing MLL does not decrease when the trader withdraws — every payout shrinks balance while the MLL holds, narrowing the gap to breach. Plan timing carefully.

LucidMaxx Live Bonus

• LucidMaxx traders are not eligible for the standard Live Bonus that applies to traders moved live from LucidPro / LucidFlex / LucidDirect.

LucidMaxx Payout Window

• No fixed window — request anytime once eligible.
• Once approved, funds are deducted from the live account within a few minutes and disbursed to the payment method within 2 business days (same window as the other plans).

Live Trading (LucidPro / LucidFlex / LucidDirect → Live)

After transition to a LucidLive account via the New Live Structure, payouts operate under the same disbursement window (2 business days) but with the live-account-specific behavior:

• All live accounts begin at $0 balance with EOD trailing drawdown.
• Daily payouts are available once the live drawdown has been cleared.
• If a payout is requested before the drawdown is cleared, the MLL locks at $100.
• The Live Bonus (per-account, one-time, equal to starting drawdown) is paid as a payout once the trader earns live profits equal to the starting drawdown.
• For full live account parameters (drawdown by funded size, contract limits, the Live Bonus table, cooldown rules), see the Detailed Rules document.

Payout Methods

Lucid Trading supports the following payout providers for approved withdrawals:

Plaid

• Instant bank transfers for U.S.-based traders.
• Connect your bank account from the dashboard: Payouts → Add Bank Account.

WorkMarket by ADP

• Available for both U.S. and international traders.
• Withdraw via bank transfer or PayPal.
• Funds typically arrive as early as the next business day.

Crypto

• Available for international traders.
• Supported currencies: BTC, ETH, LTC, USDT, USDC.