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SMART Glossary

Realized P&L

Beginner
Trading ConceptsAlso known as: closed P&L, locked-in P&L, realized profit and loss

The actual profit or loss that has been locked in by closing a trade. Once a position is closed, the gain or loss moves from unrealized to realized and permanently affects the account balance.

Why It Matters

  • 1Realized P&L is what ultimately determines your profit target progress and payout amounts.
  • 2While unrealized P&L fluctuates, realized P&L is permanent — a closed trade's profit or loss cannot change.
  • 3In prop trading, your realized P&L at the end of each day determines your balance-based drawdown position and your progress toward the profit target.
  • 4Understanding the distinction between realized and unrealized P&L helps you make better decisions about when to close trades and lock in profits.

Example

  1. 1You open long on NQ at 15,000 and close at 15,030 with 2 contracts.
  2. 2Your realized profit is 30 points x $20 x 2 = $1,200. This $1,200 is permanently added to your account balance.
  3. 3Even if the market later drops 100 points, your balance keeps the $1,200 gain because the trade is closed.
  4. 4This gain counts toward your profit target and is available for payout.

Common Mistakes

  • Holding winning trades too long trying to maximize unrealized gains, only to see them reverse
  • Not factoring commissions into realized P&L calculations
  • Confusing gross realized P&L with net P&L after fees and commissions

Related Terms