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SMART Glossary

Standard Account

Intermediate
Account TypesAlso known as: full-size account, large account

A large-sized prop firm account, typically $150,000 and above, that trades E-mini or full-size futures contracts. These accounts are designed for experienced traders and carry higher per-point dollar exposure. The term 'standard account' is used here as a general size category — individual firms may use different labels for their largest account tiers.

Why It Matters

  • 1Standard accounts are designed for experienced traders who can handle the larger per-tick dollar values.
  • 2In the prop firm world, standard account sizes ($150,000-$300,000) allow trading more contracts or larger instruments, which means both higher potential profits and higher risk.
  • 3The evaluation fees are proportionally higher, so you need confidence in your strategy before committing.
  • 4Standard accounts make the most sense for traders who have already proven themselves on smaller accounts.

Example

  1. 1A $300,000 standard account evaluation costs $899 and allows up to 15 ES contracts.
  2. 2At $50 per point per contract, trading 10 contracts means each point of movement equals $500. A 10-point winning trade earns $5,000, but a 10-point losing trade costs the same.
  3. 3With a 4% daily loss limit ($12,000), you have room for a 24-point adverse move at 10 contracts before hitting the daily limit.

Common Mistakes

  • Starting with a standard account before proving consistency on smaller sizes
  • Not adjusting position sizing downward despite the larger account — risk percentage should stay constant
  • Underestimating the psychological pressure of watching larger dollar swings

Related Terms