Topstep's Live Funded Account now comes in five sizes, $25K, $50K, $100K, $150K and $250K, up from three. The size is still the average funded tier of your eligible Express Funded Accounts, rounded up, and new Topstep Labs accounts count in that average. The $25K tier starts with a $1,000 daily loss limit and 3 contracts, with a $5,000 minimum starting balance; the $250K tier starts at $5,000 and 15 contracts. Each size now has a set starting position cap. Reserve releases follow the tier's Combine profit target, $2,000 on $25K and $15,000 on $250K.
A Dynamic Live Risk Expansion ladder adds $500 to the starting DLL at each of the first three tiers, with 10 Active Trading Days per tier. The Live Team may also cut limits when net equity falls below a set level per size. A Live account with no trading for more than 30 days may be closed, and liquidation below $1,000 forfeits unlocked reserve.
Full rules are on the Topstep firm page.
Before and after
| What changed | Before | After |
|---|---|---|
| Live Funded Account sizes | $50K, $100K, $150K | $25K, $50K, $100K, $150K, $250K |
| Live daily loss limit by size | $2,000 / $3,000 / $4,500 | $1,000 / $2,000 / $3,000 / $4,500 / $5,000 |
| Live starting max position size | Not set by size | 3 / 5 / 10 / 15 / 15 contracts |
| $25K Live minimum starting balance | Not offered | $5,000 |
| Reserve release threshold, $25K and $250K | Not offered | $2,000 and $15,000 |
| Dynamic Live Risk Expansion | Not offered | +$500 DLL per tier, first three tiers |
| Net-equity limit cut ($25K to $250K) | Not offered | Below $5,000 / $10,000 / $15,000 / $20,000 / $30,000 |
| Live inactivity | No rule | May be closed after 30 days without trading |
| Liquidation below $1,000 | Balance paid out | Balance paid out; unlocked reserve forfeited |
Figures as of 3 November 2026.