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Topstep

CEO / FounderMichael Patak
CountryUnited States
Founded2012
Age14 years
News trading
Allowed across all phases
Max funded
5 accounts
Account types
Evaluation

Account info

Account sizes
$50,000 – $150,000
Account types
evaluation
Drawdown types
EOD
Max funded
5 accounts

Payout info

Payout methods
ACH
AeropayProp-to-BrokerageWire/SWIFT
Wise
Payout frequency
After meeting path-specific winning-day and cumulative profit requirements (Standard: 5 winning days of $150+; Consistency: 3 days with 40% target)

Support info

Platforms
TopstepX
Quantower
Email
help@topstep.com

Account rules

RuleEvaluationFunded
Consistency
All accounts
Consistency XFA
Algorithmic Trading
All accounts
All accounts
Scalping Rules
All accounts
All accounts
News Trading
All accounts
All accounts
General ruleStatus
Copy Trading
Own accounts only
Inactivity Rule
30 calendar days
Dollar-Cost Averaging (DCA)
Max Funded
5

No per-household cap is published. The stated policy is per trader: Topstep allows one profile per trader.

Passed Evaluations (Reserves)

RuleDetail
Reserve capacity
Unlimited
Recurring fee?
Not published

Path to Live

RuleDetail
Trigger
Invite based

The call up is discretionary and reviewed case by case — the risk team weighs consistency, risk management, position sizing, products traded, use of stops, previous call-ups, payout history and overall account behaviour, and states it may happen earlier or later on that basis. Account size is the average funded tier of all active, eligible XFAs with at least one payout, rounded up to the nearest tier ($50K, $100K or $150K). The live starting balance is 20% of the cumulative XFA balance capped at that account size, with any excess forfeited rather than banked; if 20% falls under $10,000 Topstep supplements to the $10,000 minimum. The remaining 80% is held in Reserve, unlocking in four 25% increments as net profit equal to the tier's Combine profit target ($3,000 / $6,000 / $9,000) is earned. All XFAs close on the call up, and a Shoulder Tap can move a live trader back to sim.

How it works guide

View the full onboarding path, rewards, and payout flow for this firm.

Buy now

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Account type

Pick the evaluation flow that matches your tolerance for risk and automation.

Account size

Activate your preferred balance with one click, cashback applies automatically.

Features

Snapshot of the core rules for this evaluation versus funded account.

Profit Target / Drawdown
$3,000 / $2,000
Drawdown Type
EOD
Daily Loss Limit
N/A
Max Contract Size
5
News Trading
Allowed
Minimum Days to Pass
2 days
Minimum Days for Payout
N/A

Always confirm rules with the firm before trading.

Topstep Futures Prop Firm Review | SmartPropFirm